Monthly Archives

November 2021

The Insurance Exclusion Twilight Zone

You’re a pizza delivery person, delivering pepperonis in your personal vehicle. You glance down to check a text (huge mistake) when suddenly, you clip the back heel of a jogger crossing at a crosswalk. You have just entered a fifth dimension, a bizarre, unexplainable dimension not only of sight and sound but of mind; a journey into a wondrous land whose boundaries are that of imagination.


First, the good news.

In Erie Insurance Exchange v. Petrie 1 , the trial court granted Erie’s motion forjudgment on the pleadings, holding there was no right to inter-policy stacking. Neitherpolicy had stacked coverage. Foremost Insurance covered the host vehicle and paid UIM.Erie insured the plaintiff’s other vehicles and denied coverage, stating there was no rightto inter-policy…

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