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The Insurance Exclusion Twilight Zone

You’re a pizza delivery person, delivering pepperonis in your personal vehicle. You glance down to check a text (huge mistake) when suddenly, you clip the back heel of a jogger crossing at a crosswalk. You have just entered a fifth dimension, a bizarre, unexplainable dimension not only of sight and sound but of mind; a journey into a wondrous land whose boundaries are that of imagination.

DON’T EXCLUDE THESE ARGUMENTS – PART TWO

First, the good news.

In Erie Insurance Exchange v. Petrie 1 , the trial court granted Erie’s motion forjudgment on the pleadings, holding there was no right to inter-policy stacking. Neitherpolicy had stacked coverage. Foremost Insurance covered the host vehicle and paid UIM.Erie insured the plaintiff’s other vehicles and denied coverage, stating there was no rightto inter-policy…

DON’T EXCLUDE THESE ARGUMENTS – PART ONE

We all know the sinking feeling of receiving a letter from an insurer disclaiming coverage based on a policy exclusion. This article addresses how to fight back against two of the biggest culprits: the household exclusion and the regular use exclusion. This article will focus on the client who is riding in a vehicle (the “host vehicle”) and seeks UM/UIM coverage from a household policy.

Qualified Immunity For Police

Accountability for police officers has drawn special scrutiny after last summer’s protests. Negotiations in Congress over a sweeping police reform bill in honor of George Floyd are now stalled over whether to eliminate qualified immunity. H.R.7120 – 116th Congress (2019-2020): George Floyd Justice in Policing Act of 2020 | Congress.gov | Library of Congress

Qualified immunity provides…

Don’t Exclude These Arguments

We all know the sinking feeling of receiving a letter from an insurer disclaiming coverage based on a policy exclusion. This article addresses how to fight back against two of the biggest culprits, the household exclusion and the regular use exclusion. We focus on the client who is riding in a vehicle (the “host vehicle”) and seeks UM/UIM coverage from a household policy. It’s…

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