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Eye Injury Claims – Part 5

This is a continuation of a series. View part one here.

We have been discussing using goggles to simulate vision loss. But this is not enough. It is also essential to have a detailed written report prepared regarding the client’s functional losses. That functional vision assessment helps to focus the insurance company on the psychosocial aspects of vision impairment, including mobility issues, other functional limitations, and treatment and support for people with visual impairments.

The client’s doctor is not going to focus on these issues. Ophthalmologists are focused on vision loss and treatment, not on loss of function and enjoyment of life. It takes a vision functional loss specialist to fill in the gaps. A functional loss expert creates a full picture of the client’s compromised situation and the effect her vision loss has on her quality of life.

This specialist meet with the client in her home or work environment in order to assess how the vision loss affected her ability to perform her customary daily activities. This expert then writes up a detailed report which is shared with the insurance company.

If the client’s claims are legitimate, the expert will immediately recognize the effects of monocular vision on posture, social interactions, and possibly diminished self confidence. A thorough interview assessment and observation of mobility patterns can confirm that vision loss has a severe impact on the client’s life.  This bolsters the client’s credibility, which is all important both as to damages and as to liability.  If the defense can show that she is malingering, it will undoubtedly affect the jury’s view of her testimony on liability.  So this expert’s analysis will help the case on multiple critical levels.

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